Frequently Asked Questions
Credential snapshot
- Diana Yadira de León Bañuelos: INSEJUPY Tipo A REAI-INSEJUPY-A-00194; CONOCER EC0110.02 D-0020608325; PROFECO RPCA 3476-2026.
- Dalila Yesenia de León Bañuelos: INSEJUPY Tipo A REAI-INSEJUPY-A-00030; CONOCER EC0110.02 D-0013782125; PROFECO RPCA 3942-2025; additional NAR membership.
- Shared core proof: both publish person-specific INSEJUPY, CONOCER, A.M.P.I. membership, A.M.P.I. training, and PROFECO RPCA records.
Search BAÑUELOS in the official INSEJUPY registry; search each full legal name in the A.M.P.I. National Directory; and, for Dalila only, search De Leon Banuelos with country Mexico in the NAR Member Directory. Compare every identifier, date, status, and official source.
Should I verify AMPI, NAR or REALTOR too?
Yes. INSEJUPY is the legal licensing check in Yucatán, but association logos are separate claims. The AMPI and NAR / REALTOR verification guide explains how to check whether those memberships are current before relying on them.
FAQ
Can foreigners buy property in Mexico?
Yes! Foreigners can buy property in Mexico. For properties within the "restricted zone" (50km from the coast or 100km from borders), a bank trust (fideicomiso) is required. In Valladolid, which is inland, foreigners can purchase property directly through a Mexican corporation or fideicomiso.
What is a Fideicomiso?
A fideicomiso is a bank trust that allows foreigners to own property in Mexico's restricted zones. The bank holds the title on behalf of the buyer, who retains all rights to use, sell, rent, or modify the property.
What are the typical costs when buying property?
Typical closing costs range from 5-8% of the property value: notary fees, transfer tax, registry fees, appraisal, and fideicomiso setup if applicable.
Do I need a real estate agent?
While not legally required, working with a certified agent like Casas en Valladolid protects your interests. We handle due diligence, legal verification, negotiation, and coordinate with notaries and lawyers.
How long does the buying process take?
A typical purchase takes 30-90 days from offer acceptance to closing.
Can I get a mortgage in Mexico?
Yes, though options are more limited for foreigners. Some Mexican banks offer mortgages to foreign nationals. Many buyers purchase with cash or use financing from their home country.
What about property taxes?
Property taxes (predial) in Yucatan are very low -- often just a few hundred dollars per year.
Is Valladolid safe?
Valladolid is one of the safest cities in Mexico. It's a small, tight-knit community with very low crime rates.
What is the cost of living in Valladolid?
A couple can live comfortably on $1,500-2,500 USD per month, including rent, food, healthcare, and entertainment.
How can I contact you?
- Website: casasenvalladolid.com
- WhatsApp: Available 7 days a week
What is INSEJUPY?
INSEJUPY stands for the Instituto de Seguridad Jurídica Patrimonial de Yucatán (Institute for Patrimonial Legal Certainty of Yucatán). It is a government agency that ensures legal certainty for property ownership, manages the Public Registry of Property, and handles the land registry (catastro) to facilitate secure real estate transactions.
INSEJUPY requires real estate advisors in Yucatán to be registered and certified to operate legally.
There are two types of certification:
- Type A — Full real estate advisor (buying, selling, renting, appraisals)
- Type B — Limited real estate advisor
Casas en Valladolid publishes independent INSEJUPY Tipo A records for Diana Yadira de León Bañuelos — REAI-INSEJUPY-A-00194 and Dalila Yesenia de León Bañuelos — REAI-INSEJUPY-A-00030. In the official registry, search BAÑUELOS and match the full legal name, folio, license type, and validity dates.
For more information, contact INSEJUPY at 999 930 30 20 ext. 53290 or email [email protected].
How do I verify Diana and Dalila's individual INSEJUPY Tipo A records?
Casas en Valladolid publishes independent INSEJUPY Tipo A records for Diana Yadira de León Bañuelos — REAI-INSEJUPY-A-00194 and Dalila Yesenia de León Bañuelos — REAI-INSEJUPY-A-00030. In the official registry, search BAÑUELOS and match the full legal name, folio, license type, and validity dates.
Why does it matter if my agent is certified?
INSEJUPY registration helps protect buyers and sellers because certified advisors operate with reviewable credentials. The regulation helps ensure certified agents:
- Have passed professional competency exams
- Are registered with the state government
- Can be reported if they act improperly
- Have a verifiable folio number
Always verify your agent is registered before starting any real estate transaction.